JSCC2020

[태그:] PortfolioDefense

  • [2026.02.05] 나스닥 -1.51% 급락: 투자 10일 차, ‘꿀’ 같은 수익 뒤에 찾아온 현실 점검

    안녕하세요, JSCC2020입니다.

    드디어 투자를 시작한 지 10일 차가 되었습니다! “열흘이면 강산도 변한다”는 말은 과장이겠지만, 주식 시장에서의 열흘은 제 멘탈을 들었다 놓기에 충분한 시간이네요. 오늘은 산이의 **’한여름밤의 꿀’**이라는 노래가 절로 떠오릅니다. 토마토시스템이 장중에 20%나 폭등하며 정말 달콤한 수익을 줄 것 같더니, 결국 1.9% 상승으로 마감했거든요. 마치 한여름 밤의 짧은 꿈처럼 달콤했다가 깨어버린 기분이지만, 10일 차를 맞이한 투자자답게 다시 중심을 잡아봅니다.

    [공지] 스마트폰으로 보시는 분들은 표를 더 편하게 확인하시기 위해 가로 모드로 보시는 것을 추천드립니다.

    🌐 오늘의 시장 펄스 (Market Pulse)

    오늘 시장은 나스닥의 급락과 환율의 상승세가 맞물리며 긴장감을 더했습니다.

    1. 나스닥 1.51% 하락의 원인: 마이크로소프트와 AMD 등 빅테크 기업들의 AI 수익성에 대한 의구심이 커지며 기술주 중심의 강력한 매도세가 출현했습니다. (출처: Bloomberg)
    2. 환율 상승세 지속: 원/달러 환율이 **1,464.70원(+0.36%)**을 기록하며 강달러 현상이 이어지고 있습니다. 덕분에 국내 상장 미국 ETF들의 원화 평가 금액은 하락 폭이 다소 방어되었습니다.
    3. 방어주로의 자금 이동: 기술주가 흔들리자 투자자들은 상대적으로 안전한 **SCHD(배당성장)**나 **JEPI(커버드콜)**로 눈을 돌리는 ‘안전 자산 선호’ 현상이 나타났습니다. (출처: Investopedia)

    1. 나스닥 100 관련 ETF 및 커버드콜 비교

    기술주가 기침을 하면 레버리지는 독감에 걸립니다. 10일 차에 체감하는 변동성의 무서움입니다.

    종목명전략 구분현재가당일 등락률내 수익률
    INVESCO 나스닥 100 (QQQM)지수 추종$249.38-1.75%-3.88%
    프로세어즈 QQQ 2배 (QLD)2배 레버리지$67.98-3.51%-6.71%
    JP모건 나스닥 프리미엄 인컴 (JEPQ)커버드콜$57.68-1.60%-3.56%
    네오스 나스닥 100 고배당 (QQQI)커버드콜$52.69-1.53%-1.11%
    골드만삭스 나스닥 100 코어 (GPIQ)커버드콜$51.62-1.54%-4.03%
    KODEX 미국나스닥 100지수 추종24,155원+0.96%-3.22%
    KODEX 나스닥100 데일리 (OTM)커버드콜9,855원+0.76%-3.52%
    TIGER 나스닥100 레버리지2배 레버리지33,640원+2.08%-5.86%

    2. SCHD, 미국 고배당 커버드콜, 미국채 비교

    하락장에서 빛을 발하는 ‘우산’ 같은 종목들입니다. 10일 차의 평온함을 지켜준 주역들입니다.

    종목명전략 구분현재가당일 등락률내 수익률
    슈왑 미국 배당주 (SCHD)배당 성장$31.01+1.67%+4.80%
    JP모건 에퀴티 프리미엄 인컴 (JEPI)커버드콜$58.58+0.55%+1.51%
    SPDR S&P 500 포트폴리오 (SPYM)지수 추종$80.74-0.46%+0.28%
    프로세어즈 S&P 500 2배 (SSO)2배 레버리지$58.28-1.00%-0.98%
    골드만삭스 S&P 500 코어 (GPIX)커버드콜$52.48-0.46%+0.15%
    KODEX 미국서학개미액티브21,975원+3.68%-8.79%
    RISE 미국배당100 데일리커버드콜9,385원+1.90%+1.34%
    SOL 미국 30년 국채커버드콜(채권)9,140원+0.72%-2.24%

    📈 10일 차 결산: “변동성은 찰나, 현금 흐름은 영원히”

    • 🏆 오늘의 MVP: SCHD (+4.80% 수익률) 투자를 시작하고 10일 동안 가장 든든하게 자리를 지켜준 종목입니다. 시장이 빠질 때 오히려 오르는 이 기묘한 쾌감은 배당 성장주의 진가를 보여줍니다.
    • 🛡️ 커버드콜의 방어력: 나스닥이 -1.5% 넘게 빠질 때, JEPI는 오히려 빨간불을 켰습니다. 하락장에서 인컴(Income) 전략이 왜 ‘심리적 방패’가 되는지 확실히 배운 10일 차입니다.
    • ⚠️ 레버리지의 경고: QLD와 TIGER 레버리지의 마이너스 폭을 보며, 상승장에선 달콤하지만 하락장에선 그만큼 쓰디쓴 대가를 치러야 함을 명심해야겠습니다.

    맺음말: “꿀 같은 수익보다 중요한 건 꺾이지 않는 계좌”

    비록 토마토시스템의 20% 폭등이 ‘한여름밤의 꿀’처럼 금방 사라졌지만, 우리의 포트폴리오는 여전히 건강하게 작동하고 있습니다. 10일 차를 지나 100일, 1000일이 될 때까지 이 배당과 커버드콜의 방패를 믿고 나아가겠습니다.

  • [2026.02.04] Nasdaq -1.51% Drop: Day 10 Insights—Is the “Cash Shield” Strong Enough?


    Hello, this is JSCC2020. I have officially reached Day 10 of my investment journey. They say the first ten days are usually a honeymoon phase, but for me, it has been a trial by fire. Between the restless nights watching Tomato System slide and the current volatility in the US market, I’m learning firsthand that the market doesn’t care about your “start date.”

    However, today I’m turning up Eminem’s ‘Not Afraid’. As the lyrics say, “I’m not afraid to take a stand.” Even with the Nasdaq dropping -1.51%, I refuse to run. We look at the data, adjust our umbrellas, and stand our ground. Today’s performance highlights the massive gap between “high-risk” Leverage and “defensive” Covered Call strategies.

    [Notice] For the best viewing experience, we recommend viewing the tables in this post in landscape mode on your smartphone.

    🌐 Today’s Market Pulse

    1. Why the Nasdaq Fell (-1.51%): The primary trigger was a tech-driven selloff sparked by disappointing AI infrastructure spending signals from giants like Microsoft and a revenue forecast miss by AMD. (Source: Bloomberg / AP News)
    2. Geopolitical Friction: Sentiment soured further after reports of renewed tensions regarding Middle East nuclear deals, causing a “risk-off” shift toward gold and defensive sectors. (Source: Economic Times)
    3. The Fed Factor: Uncertainty remains high as the Federal Reserve holds interest rates steady (3.5%–3.75%), with investors rotating out of richly valued tech into value stocks like SCHD. (Source: Investopedia)

    1. [Group 1] Nasdaq 100 Focused ETFs

    This group tracks the tech-heavy heart of the market, where the most heat is felt.

    Ticker / NameStrategyPriceDaily ChgMy Return2026 Proj. Yield
    QQQMNasdaq 100 Index$250.24-1.75%-2.25%~0.50%
    QLD2x Leverage$68.43-3.51%-4.73%0.00%
    JEPQCovered Call$57.94-1.60%-2.02%~10.60%
    QQQICovered Call$52.95-1.53%-2.57%~13.70%
    GPIQCovered Call$51.98-1.54%-2.29%~9.80%
    KODEX Nasdaq100 Daily CCCovered Call9,930₩–-2.79%~20.0%

    2. [Group 2] S&P 500 & Broad Market ETFs

    A more balanced approach, showing better resilience than the pure tech sector.

    Ticker / NameStrategyPriceDaily ChgMy Return2026 Proj. Yield
    SPYMS&P 500 Index$80.94-0.46%-0.84%~1.20%
    SSO2x Leverage$58.59-1.00%-1.85%0.00%
    JEPICovered Call$58.60+0.55%+0.03%~8.50%
    GPIXCovered Call$52.62-0.46%-1.34%~8.10%
    KODEX US Index (Ant)Active22,815₩–-5.31%~1.00%

    3. [Group 3] Dividend Growth & Specialized ETFs

    The “Umbrellas” of the portfolio that stood firm while others melted.

    Ticker / NameStrategyPriceDaily ChgMy Return2026 Proj. Yield
    SCHDDiv. Growth$31.01+1.67%+6.05%~3.80%
    RISE US Div 100 CCCovered Call9,205₩–-0.59%~13.0%
    SOL US 30Yr Treasury CCCovered Call9,075₩–-2.44%~12.0%

    4. Day 10 Winners & Victims: “The Reality Check”

    • 🏆 Today’s Hero: SCHD (+1.67%) On my 10th day, SCHD proved why it is a legend. While the Nasdaq was bleeding, SCHD staged a brilliant rally. With an expected 2026 yield of ~3.8%, it is the perfect antidote for the trauma caused by individual stocks.
    • 🛡️ Defensive MVP: JEPI (+0.55%) The power of Covered Calls shines when tech slumps. JEPI actually gained value today, serving as the ultimate portfolio anchor and providing a ~8.5% cash shield.
    • ❌ Today’s Victim: QLD (-3.51%) The lesson is clear: when the market turns sour, Leverage accelerates your pain. These funds pay zero dividends, leaving you with no safety net during a drop.

    5. Final Thought: “Trust the Cash Flow”

    Even if your account balance feels like it’s melting, stay focused on the 2026 projections. ETFs like QQQI and KODEX Daily CC are projected to yield massive double-digit returns. This monthly cash flow is what will allow us to survive the Tomato System disaster and “buy the dip” on Day 11 and beyond.

    Just like Eminem’s track, let’s walk this path together without fear. We have the cash flow to survive the storm. See you in the next update!

  • [Feb 4, 2026] Portfolio “Melting” Like Butter? Leveraged vs. Covered Call ETF Survival Guide

    Hello, this is JSCC2020. To be honest, I’m writing this with a heavy heart. My nights have been restless lately, haunted by the relentless slide of Tomato System. Seeing a major holding crumble like that is a special kind of pain that keeps you up staring at the ceiling. I turned to the US market for a breather, but with the Nasdaq dropping -1.43% today, it feels like there’s no place to hide from the rain.
    Today, BTS’s ‘Butter’ keeps playing in my head. I wish my profits would rise “smooth like butter,” but instead, it’s my account balance that’s melting away on a hot pan. In this volatile market, the gap between Leveraged ETFs and Covered Call ETFs has become a literal canyon. Let’s look at the numbers.

    [Notice] For the best viewing experience, we recommend viewing the tables in this post in landscape mode on your smartphone.

    🌐 Today’s Market Pulse

    1. Nasdaq Slumps 1.43%: High-valuation tech stocks are under immense pressure as uncertainty grows. The Nasdaq Composite closed at 23,255.91 (-1.43%).
    2. The Leverage Trap: In a downward-trending market, leveraged ETFs act as an accelerant for losses, turning a bad day into a nightmare for many portfolios.
    3. Rotation to Value: While tech “melts,” capital is visibly rotating into high-quality dividend payers and value stocks that offer a sturdier “umbrella” against the storm.

    1. [Group 1] Nasdaq 100 Focus: Index vs. Leverage vs. Covered Call

    TickerStrategyPrice ($)Daily ReturnStatusAnalysis
    QQQMPassive Index253.25-1.55%📉 DownPure exposure to the Nasdaq 100’s decline.
    QLD2x Leverage70.22-3.12%🌪️ DangerToday’s Loser. Doubling the pain of the tech slide.
    JEPQCovered Call58.64-0.84%🛡️ ShieldDefended significantly better than the raw index.
    GPIQCovered Call52.42-1.46%⚠️ NeutralTracking the index drop but providing income.
    QQQICovered Call53.49-1.58%💰 IncomePrice is down, but the 10%+ yield remains a buffer.

    2. [Group 2] S&P 500 & Dividend Growth Comparison

    TickerStrategyPrice ($)Daily ReturnStatusAnalysis
    SPYMPassive Index81.07-0.68%⚖️ StablePerformed better than tech-heavy Nasdaq.
    SSO2x Leverage58.76-1.57%📉 DownLeverage magnifying even moderate index losses.
    JEPICovered Call58.34-0.40%⚓ AnchorThe ultimate defensive play in a volatile market.
    GPIXCovered Call52.56-1.46%🧱 SupportUnder pressure, but active management generates cash.
    SCHDDiv. Growth30.49+4.23%🏆 HeroToday’s Winner. Standing tall while tech melts.

    3. Winners & Losers: “Ice Flowers in a Melting Market”

    • 🏆 Today’s Hero: SCHD (+4.23%) While the Nasdaq was bleeding -1.43%, SCHD staged a miraculous rally. It’s the perfect antidote for the trauma caused by individual stocks like Tomato System. This is why we hold quality value stocks.
    • 🛡️ Defensive MVP: JEPQ & JEPI (Covered Calls) The power of Covered Calls shines in “sideways to down” markets. JEPQ capping its loss at -0.84% when its underlying index dropped far more proves that the option premium is a real shield.
    • ❌ Today’s Victim: QLD (-3.12%, Leverage) When the market turns sour, leverage is “Butter” in the sun. It disappears fast. Unless you have high conviction in a V-shaped recovery, the decay here is brutal.

    4. Investment Insights: “Stay Smooth, Stay Strategic”

    Even when your account feels like it’s melting, stay focused on the plan:

    • Rebalance Away from Heat: If your tech leverage is hurting, consider shifting a portion into SCHD or JEPI to build a more resilient foundation.
    • The Income Engine: Use the monthly dividends from JEPQ and QQQI to “buy the dip” in high-quality assets without injecting new capital.
    • Mental Resilience: The pain of Tomato System is real, but a diversified ETF portfolio is designed to outlive any single-stock disaster.

    Let’s hope for a “Smooth” recovery soon. Until then, keep your umbrellas up and your dividends reinvested. See you in the next update!